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32 ways to save money at home


  1. Place a brick in each toilet cylinder to cut down the use of water
  2. Use energy saving light bulbs throughout the house
  3. Make use of new technology for geysers e.g. Solar heating
  4. Combine your telephone and internet lines
  5. Request a reduction in your interest rate for your home equity line of credit
  6. Request a reduction in interest rate for your credit card
  7. Refinance your mortgage
  8. Rid private mortgage insurance
  9. Make use of rewards cards where you can
  10. Recycle
  11. To pay for life insurance annually is cheaper than paying it off monthly
  12. Pay for your car insurance semi-annually
  13. Increase your insurance deductibles
  14. If you don’t use your land line, cancel it
  15. Shut your air-conditioning vents in your unused rooms
  16. Cut down on your cable service (enquire about affordable packages that suit your family)
  17. Make sure your family eats healthy
  18. Buy gifts in bulk when you come across toy sales
  19. Cancel health club memberships if not used
  20. Pass on extended warranties
  21. Buy low cost mutual funds
  22. Keep your car’s tires well inflated to cut down fuel costs
  23. Make use of flexible spending accounts
  24. Buy generic medicines, they are cheaper
  25. Buy online
  26. Make sure payments are made to avoid penalties
  27. Pay your smallest dept first
  28. Make use of eco washing balls instead of washing powder
  29. Wright a shopping list and STICK TO IT :)
  30. Refrigerators take up a lot of energy so where you can, switch extra appliances off
  31. Get a timed thermostat for your air-conditioning
  32. GREAT IDEA FOR LITTLE GIRLS! Squash the toilet roll before you put it on the toilet paper dispenser so that it doesn’t ravel out when used by the kiddies